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Terms of Use

Rules for using the app

Last updated: March 6, 2026

Terms of Use

Last updated: March 6, 2026

Scope

These Terms of Use govern the use of the balancico.app mobile app, the balancico.app website, and associated services.

balancico.app helps groups track shared expenses, calculate balances, and suggest settlement payments using the fewest possible transactions.

By using balancico.app, you agree to these terms.

Description of services

balancico.app primarily provides features for:

  • Tracking shared expenses
  • Splitting costs among individual group members
  • Calculating debts and settlements
  • Managing multiple lists within a group
  • Using multiple currencies
  • Optional exporting of data and reports
  • Synchronizing group data across devices

The exact scope of features may evolve and vary depending on the platform, subscription tier, or technical availability.

Requirements for use

You are responsible for using balancico.app only lawfully and in a manner that does not impair other persons, groups, or the technical infrastructure.

Furthermore, you are responsible for:

  • entering correct and permissible content,
  • sharing only data that you are authorized to use,
  • adequately protecting your devices and access,
  • and independently verifying displayed amounts before making payments or settlements.

Acceptable use

The following actions are strictly prohibited:

  • abusive or automated overloading of the service,
  • bypassing technical protection measures,
  • use for unlawful, fraudulent, or harmful purposes,
  • uploading or sharing content to which you hold no rights,
  • intentionally disrupting synchronization or group features.

We reserve the right to take appropriate technical or organizational measures in cases of abuse.

Content and responsibility

Users are fundamentally responsible for the content they enter into groups or share with others. This includes names, text, amounts, images, comments, and distribution shares.

balancico.app provides tools for calculation and organization but assumes no responsibility or warranty that the data entered by users is factually correct, complete, or free of interpersonal conflicts. The app does the math — you will unfortunately still have to handle the discussions yourselves.

Availability

We strive to provide balancico.app as reliably as possible. However, uninterrupted availability at all times cannot be guaranteed.

In particular, maintenance work, further development, network issues, platform dependencies, or third-party disruptions may temporarily limit usability.

Synchronization and offline use

balancico.app may offer features for local use and subsequent synchronization. Despite careful technical implementation, edge cases involving offline use, simultaneous changes on multiple devices, or external service disruptions cannot be entirely ruled out in terms of conflicts or delays.

Users are responsible for briefly verifying critical results before making binding payments or settlements.

Prices, subscriptions, and platforms

Certain features may be free, while others are only available within a paid tier or subscription. Prices, trial periods, and billing conditions are based on the information communicated within the app or the respective App Store.

Purchases made via the Apple App Store or Google Play are additionally subject to the terms of the respective platform provider.

Intellectual property

All rights to balancico.app, the brand, design, text, software, graphics, and other components remain with their respective rights holders, unless otherwise indicated.

Without explicit written consent, you may not:

  • copy, resell, or commercially distribute the software or website,
  • adopt brand or design elements,
  • or use protected content outside the permitted scope of use.

Liability

To the extent permitted by law, balancico.app is provided without any warranty for uninterrupted or error-free availability.

In particular, we are not liable for:

  • input errors made by users,
  • misunderstandings within groups,
  • indirect or consequential damages,
  • data loss resulting from external disruptions, device problems, or improper use,
  • outages or errors caused by third parties or platforms.

Mandatory statutory liability remains reserved.

Changes

We may update these Terms of Use if features, legal requirements, or operational processes change. The version published on the website is the defining one.

Contact

You can send questions regarding these Terms of Use to the following address: